You’ve seen that picture on social media. The one with a fantastic vista – a beautiful mountain or tropical forest – visible over the top of a laptop, with the caption “Today’s office”. Sure, the post is meant to make others envious, but it’s also the symbol of an increasingly prevalent sector of the workforce – the digital nomad.

Business travellers are a marketer's dream. They travel frequently. They are informed and astute. However, frequent travellers often make their first mistake before they even leave home. They neglect to purchase travel insurance.

Since introduction of Germany’s Skilled Immigration Act in 2020, over 60,000 visas for foreign workers have been issued despite the pandemic-induced border restraints that still linger in parts of the EU and abroad.